BNI San Diego, California
BNI San Diego serves all the communities in the County of San Diego.

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BNI San Diego
11405 W. Bernardo Ct, #208
San Diego, CA  92127
Phone: 619-255-2620
Fax: 619-330-2916

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Phone 858-676-1635
Direct Number 858-676-1635
Toll Free 800-522-2265
Fax 858-676-0168

Ryan Umbenhaur
Comerica Bank
11608 Carmel Mountain Rd
San Diego, CA 92128

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Ryan Umbenhaur

Comerica Bank
Chapter: BNI Escondido

Financial, Bank Services

My BusinessI am a branch manager with Comerica Bank, providing unparralled service to our clients in a multitude of banking areas-- from loans to accounts, and everything inbetween. We value building personal relationships with our clients, and commit to going above and beyond for them, simply because we care.

Ideal ReferralA client looking to house deposits of $100,000 or more, or a client looking for a loan of $200,000 or more (less is still ok)

Top ProductHome Equity Line of Credit

Top Problem SolvedWorked with the underwriters and loan analysts of my company to develop and implement a HELOC for a client who needed to consolidate a considerable amount of debt. They were originally declined because their debt-to-income ratio was far outside of our maximums. By rearranging and recalculating various aspects, I was able to show the client and my underwriters how we could make it work to the exceeding benefit of the client AND the company.

My Ideal Referral PartnerMortgage loan officer, Payroll professional, Solar panel account manager, Property manager, CPA, Estate attorney